Universal Life Insurance
About Business
Universal life insurance is a type of permanent life insurance, meaning it provides coverage for your entire lifetime. Unlike other forms of permanent insurance, it offers flexible premiums, allowing policyholders to decide how much to contribute above a set minimum.
With this flexibility, policyholders can also influence the policy’s face amount. Over time, universal life insurance builds cash value that grows on a tax-deferred basis. However, all guarantees depend on the claims-paying ability of the issuing insurance company.
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