Shine Mortgages provides mortgages for first-time buyers regardless of borrowers’ bad credit history. The lenient lending criteria and flexible repayments will help you get on the property ladder without falling behind repayments. 5% deposit size is enough even if your credit rating is not stellar. The lender will provide you with a few options so that you choose the best deal. For more information, visit - https://www.shinemortgages.co.uk/.