With 30+ years in the lending industry, Ted has assisted buyers and sellers with all types of real estate loans. Having been a conventional lender for 17 years, Ted became frustrated with how many borrowers were turned down by banks even though these loans would have been safe to underwrite. In order to help people through these situations he turned to hard money lending options, using common sense underwriting. Ted’s philosophy is to make it easy. His motto is “Hard money is not hard.