Liv Digital Bank by Emirates NBD

Liv Digital Bank by Emirates NBD is now perceived as the logical embodiment of digital banking, where online banking and mobile banking are becoming the basic standard rather than an additional option. The first digital bank in the UAE is building remote banking services around the bank's mobile application, turning a personal account into a full-fledged environment for managing a bank account, digital payments and everyday financial solutions. This approach creates a seamless digital customer experience and eliminates the usual UX problems of classic banks.

Opening an online bank account is implemented as a completely remote service without visiting the bank, which is especially convenient for expats, residents and non-residents. Registration in the app and the first login follow a clear user path and include customer identification through video selfies, document scanning, as well as KYC, AML, and compliance procedures. This ensures transparency of terms, customer trust, and a high level of online banking security.

As part of a single fintech ecosystem, Liv Digital Bank offers a wide range of financial services seamlessly integrated into user scenarios.:

opening a personal, checking, savings, investment and corporate account

debit and credit cards online with cashback and high credit limit

multicurrency and foreign exchange accounts, international transfers and currency conversion

non-cash and contactless payments, digital wallets and virtual cards

insurance, low-interest loans, and flexible limit management

Financial transactions are accompanied by notifications, confirmation of transactions, and constant risk monitoring, which reduces the likelihood of fraud and increases data privacy. Multi-level protection, two-factor and biometric authentication enhance the sense of reliability. 24/7 customer support via live chat, chatbot, and live operator completes the ecosystem of Liv Digital Bank by Emirates NBD, reflecting global digital transformation trends and the future of banking services.