JLA Financial Planning

JLA Financial Planning was created to bring clarity and structure to financial decision-making in Puerto Rico. We help individuals, professionals, federal employees, and business owners organise their finances and build practical, long-term strategies that align with their goals.

We offer comprehensive financial planning, retirement planning, tax planning, investment guidance, risk management, and insurance consulting. Our approach begins with understanding the full financial picture: income, taxes, assets, liabilities, and future objectives and then developing a coordinated plan that supports stability and responsible growth. Services are provided throughout Puerto Rico through both in-person and virtual consultations.

What makes us different is our planning-first philosophy. We do not focus on isolated products. Instead, we integrate retirement strategies, tax considerations, investments, and protection planning into one cohesive structure. Special attention is given to navigating the interaction between Puerto Rico regulations and applicable U.S. financial systems.

The inspiration behind the firm, JLA Financial Planning, comes from recognising how many individuals feel overwhelmed or uncertain when making financial decisions. Our goal is to replace confusion with clarity. We believe informed clients make stronger decisions, which is why education and transparency are central to everything we do.

We are committed to helping our clients move forward with confidence, organisation, and a clear direction for the future. If you are ready to take control of your financial path, we invite you to connect with us and begin building a plan designed around your life and goals.