Beagle Finance

Beagle Finance assists homeowners with impaired credit histories—including CCJs, arrears, or defaults—by offering secured loans against property. These loans accept applicants declined by mainstream lenders, with amounts from £10,000 subject to equity and affordability checks. While interest rates are higher than standard products, securing loans against homes improves approval chances despite poor credit scores. Lenders assess income multiples more flexibly, often permitting six times annual earnings versus traditional four-time limits. The service highlights responsible borrowing practices, advising on repayment sustainability to mitigate repossession risks, and provides fixed-term agreements to aid financial planning.